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BSNL offers free insurance coverage for its subscribers

BSNL offers free insurance coverage for its subscribers in case of :

8Accidental death

8Permanent total disability due to accident

Permanent Total Disability means:

4Loss of sight of both eyes.

4Physical separation of or loss of ability to use both hands or both feet.

4Physical separation of or loss of ability to use one hand and one foot.

4Loss of sight of one eye and physical separation of or loss or ability to use either one hand or one foot.

The insurance coverage scheme will be applicable for the subscribers of landline including WLL, Land line PCO operators & postpaid Cellular services. This scheme will not be applicable for subscribers under Government, PSU, Corporate customers, NGOs etc. Only distinctively identifiable individuals shall be benefited.

Capital sum insured per connection is Rs.50000. If a customer has four connections i.e. two landlines, one WLL & one postpaid mobile or vice versa, then total insurance coverage of that customer will be Rs.2.00 lakhs instead of Rs.50000/-.

The period of insurance will be for one year from 14th January, 2009 (starting from midnight of 13th January, 2009).

CLAIM PROCEDURE :

All claims will be settled centrally directly by M/s Cholamandalam MS General Insurance company Ltd.

Address for claims :

Sr. Manager (Claims)
M/S Cholamandalam MS General Insurance Company Limited”,
Plot No-6, Near Metro Rail Piller No-81,
Pusa Road, New Delhi-110005.
Phone No. +91-11-39813100
Fax No. +91-11-39813110
Toll Free No. 1800-200-5544

The Toll free Number of call Center for intimation of claims as under: -

- 1800-200-5544

Call Center executive will explain the claims procedure, documents and all queries of the subscribers. Further List of pending documents (if any) will be intimated to the claimant within 7 days of receipt of original claim documents.

Documents to be submitted by BSNL subscriber at the time of claim: -
For Accidental death claim
i) Duly filled and signed claim form
ii) FIR copy
iii) Post Mortem Report
iv) Death certificate
v) Latest paid BSNL bill of subscriber OR if new connection, Paid demand note copy
vi) Proof of legal heir of subscriber /succession certificate
For Permanent total disablement due to accident
i) Duly filled and signed claim form
ii) FIR copy
iii) Disablement certificate issued by government hospital
iv) Full photograph showing disability clearly, attested to Government Doctor mentioning the name of the patient / subscriber
v) Latest paid BSNL bill of subscriber OR if new connection, Paid demand note copy

Note :

The time limit fixed for submission of claims by BSNL customers shall be 60 days from the date of occurrence of accident.

The insurance Co. will settle the claim within 14 working days from the date receipt of the complete document relating to claim.

Insurance claims for incident occurred upto 13.01.2009 (to be submitted within 60 days from the incident) is to be submitted to M/s. Bajaj Allianz in their prescribed form.>>

Click here for PA claim form>>

Click here for Personal Accidental Insurance Scheme in word format >>

Posted in Featured, InsuranceComments (0)

Obama and Democrats: Health insurance bills could be hardship for many

WASHINGTON – Many middle-class Americans would still struggle to pay for health insurance despite efforts by President Barack Obama and Democrats to make coverage more affordable.

The legislation advancing in Congress would require all Americans to get insurance — through an employer, a government program or by buying it themselves. But new tax credits to help with premiums won’t go far enough for everyone. Some middle-class families purchasing their own coverage through new insurance exchanges could find it out of reach.

Lawmakers recognize the problem.

“For some people it’s going to be a heavy lift,” said Sen. Tom Carper, D-Del. “We’re doing our best to make sure it’s not an impossible lift.”

Added Sen. Olympia Snowe, R-Maine: “We have no certainty as to whether or not these plans are going to be affordable.” Both are on the Senate Finance Committee, which finished writing a health care bill on Friday.

A new online tool from the Kaiser Family Foundation illustrates the predicament.

The Health Reform Subsidy Calculator provides ballpark estimates of what households of varying incomes and ages would pay under the different Democratic health care bills. The legislation is still a work in progress and the calculator only a rough guide. Nonetheless, the results are revealing.

A family of four headed by a 45-year-old making $63,000 a year is in the middle of the middle class. But that family would pay $7,110 to buy its own health insurance under the plan from the committee chairman, Sen. Max Baucus, D-Mont.

Posted in InsuranceComments (0)

Tata AIG Life offers a broad array of life insurance products to individuals

Tata AIG Life Insurance Company Ltd. “Tata AIG Life” offers a broad array of life insurance products to individuals, associations and businesses of all sizes, with a wide variety of additional coverage to ensure our customers can find an insurance product to meet their needs.

Tata AIG Life is a joint venture of the Tata Group and American International Group, Inc. (AIG).

Posted in Insurance, NewsComments (0)


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